1Acceptance of Terms
By creating an account or using MyCards Manager in any way, you confirm that you are at least 18 years of age and agree to these Terms of Use. If you do not agree, please do not use the service.
2Description of Service
MyCards Manager is a personal finance management tool that allows you to track credit card details, monitor spending, set payment reminders, and view billing statements. The service is provided for personal, non-commercial use only.
3Your Account
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorised use of your account. We reserve the right to suspend or terminate accounts that violate these terms.
4Acceptable Use
You agree not to misuse the service. Prohibited activities include attempting to gain unauthorised access to any part of the service, using the service for any unlawful purpose, introducing malicious code, or attempting to reverse-engineer any part of the application.
5Data Accuracy
MyCards Manager displays information based on the data you enter. We do not connect to your bank or card issuer and cannot guarantee the accuracy of balances, limits, or due dates. You are responsible for verifying all financial information with your card issuer.
6No Financial Advice
Nothing in MyCards Manager constitutes financial, investment, or legal advice. The app is an organisational tool only. Always consult a qualified financial adviser before making financial decisions.
7Limitation of Liability
To the maximum extent permitted by law, MyCards Manager and its operators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service, including but not limited to missed payments, financial loss, or data loss.
8Modifications to the Service
We reserve the right to modify, suspend, or discontinue any part of the service at any time without notice. We will not be liable to you or any third party for any such modification, suspension, or discontinuation.
9Changes to These Terms
We may update these Terms of Use from time to time. When we do, we will update the 'Last Updated' date at the top of this page. Continued use of the service after changes constitutes your acceptance of the revised terms.
10Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of India.
11Contact
If you have any questions about these Terms of Use, please contact us at mycardsmanager.com.